Realise your business full potential with Optimo scorecards
Gain a greater understanding of borrowers and their credit status by utilising Optimo’s easy-to-configure scorecards modelling, combining multiple data elements and variables.
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Automation of decisions and risk modelling using scorecards can help lenders scale their lending without increasing their risk of loss
Scorecards have long been reliant on complex and expensive consultancy or reliance on credit reference suppliers to drive lending decisions or pricing decisions. Optimo’s scorecard allows lenders to build robust models, combining application, credit and property data to allow automation of characteristics to use in Decision, Pricing or Affordability models.
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By automating scorecard value these will allow underwriting teams to increase in application volumes and drive more efficiency in pricing for new applications.

With access to accurate data sources lenders can reduce their risk of lending outside their acceptable parameters and better predict probability of borrowers repaying their loans.

Lenders can use their existing loan accounts to feed the model, adapting to changes in behaviour and ensuring the model can be updated to reflect market changes.




By automating scorecard value these will allow underwriting teams to increase in application volumes and drive more efficiency in pricing for new applications.

With access to accurate data sources lenders can reduce their risk of lending outside their acceptable parameters and better predict probability of borrowers repaying their loans.

Lenders can use their existing loan accounts to feed the model, adapting to changes in behaviour and ensuring the model can be updated to reflect market changes.
