Unleash the power of Optimo to make accurate and compliant decisions quicker.

Reduce your lending risk, increase your efficiency and grow your product line with Optimo’s automated affordability checks.

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Reduce your lending risk with Optimo’s fully automated decision engine to produce robust affordability assessments

Affordability checks have long been complex and required extensive manual effort from underwriters reviewing income and expenditure evidence. Optimo’s automated model allows complex residential and buy-to-let models to support fully automated decisions. Combining rich credit, open banking data and property sources alongside the provided application data, which will allow less reliance on generic affordability data.


Unlock the potential of your lending business with Optimo

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Choose your credit data sources
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Test against multiple scenarios
Lend smarter and responsibly
Ease of expanding your product lines
Embrace the power of Optimo and transform your lending business today.
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Learn how Optimo can revolutionise your lending experience, today.